Step 1 of 4
Your Business Profile
Tell us about your trade so the numbers are relevant to your business.
Trade information
Trade / Specialty
State / Region
Years in business
Team size
Number of employees / subs on payroll
Current pricing
Your current hourly rate (or job total ÷ hours)
$
Profit margin target
Step 2 of 4
Monthly Overhead
These costs happen every month whether you work or not. Enter 0 for anything that doesn't apply.
People costs
Your own monthly salary / draw
$
Employee / subcontractor payroll
$
Workers' comp insurance
$
Payroll taxes (employer portion)
$
Employee benefits / health insurance
$
Business overhead
General liability insurance
$
Vehicles — payments, fuel, maintenance
$
Tools, equipment & repairs
$
Equipment rentals
$
Phone, software, subscriptions
$
Office / warehouse / storage rent
$
Marketing & advertising
$
Licenses, permits & bonds
$
Taxes & admin
Self-employment / quarterly taxes (monthly set-aside)
$
Accounting / bookkeeping
$
Legal / attorney retainer
$
Materials purchased before billing clients
$
Miscellaneous / other
$
Step 3 of 4
How You Spend Your Time
This is the hidden killer. Most contractors overestimate their billable hours by 30–40%.
Work week
Bad debt / unpaid invoices
Your Pricing Report
Here's the Real Picture
Break-even rate
—
per hour
You should charge
—
per hour
Currently charging
—
per hour
📅 Monthly Sales at —/hr
—
hours billed × current rate
🎯 Monthly Sales at Target Rate
—
hours billed × target rate
📈 Monthly Revenue Gain
—
extra per month at target rate
Breakdown
Rate Roadmap
Email Template
Alerts
Rate comparison — what you charge vs. what you need
12-month rate increase roadmap
A sudden doubling drives clients away. Use this phased plan to reach your target rate without disruption.
Handling pushback